Background: Separation Later in Life

Ron and Barbara had been married for nearly 40 years when they made the difficult decision to separate. Now in later life, with limited income and declining health, the couple found themselves struggling to manage both emotionally and financially.

Their only significant asset was their family home, which was already in mortgage arrears and at risk of repossession. Both relied solely on state pensions, and they were determined to avoid the expense and stress of court proceedings.

Choosing Mediation Over Court

Concerned about legal costs and the emotional burden of divorce at their stage of life, Ron and Barbara turned to The Family Mediation Trust to help them work through their separation in a more affordable and dignified way.

With the support of a trusted family member present during sessions (due to health issues affecting both parties), Ron and Barbara were able to take part in mediation at their own pace, ensuring decisions were understood, fair, and made with support.

The Process: Finding Practical Solutions Through Mediation

During the mediation sessions, the couple worked through key financial decisions. The mediator guided them through:

• How to deal with the threat of repossession

• Options for selling the home

• Dividing remaining equity in a way that would allow them both to secure new accommodation and live independently

Together, they agreed to sell their home and use the proceeds to clear their debts. This left each of them with enough funds to downsize and move forward — without depleting their already limited income through costly court proceedings.

The Outcome: A Dignified, Affordable Resolution

Thanks to the mediation process, Ron and Barbara were able to:

• Resolve their divorce in a calm and supportive environment

• Avoid court fees and costly legal representation

• Make financial decisions that reflected compassion, shared history, and practical needs

This case highlights how family mediation for older couples can offer a respectful, cost-effective alternative to court — even in cases involving financial hardship and vulnerability.